एसबीआई पीओ प्रीलिम्स 2020: अंग्रेजी भाषा पर मॉक टेस्ट, देखें और अपना स्कोर बढायें

 एसबीआई पीओ प्रीलिम्स 2020 के अंग्रेजी भाषा

अनुभाग के लिए पूरा मॉक टेस्ट यहां उपलब्ध है। 

 यह मॉक टेस्ट मूल रूप से SBI PO प्रारंभिक 2020 के लिए अपेक्षित अंग्रेजी भाषा के 30 प्रश्नों का एक संग्रह है।

एसबीआई पीओ प्रीलिम्स 2020: अंग्रेजी भाषा पर ऑनलाइन मॉक टेस्ट

 SBI PO प्रारंभिक के अंग्रेजी भाषा अनुभाग के लिए मॉक टेस्ट यहां उपलब्ध है।  यह मॉक टेस्ट मूल रूप से एसबीआई पीओ प्रीलिम्स 2020 के लिए अपेक्षित अंग्रेजी भाषा के 30 प्रश्नों का एक संग्रह है। इस एसबीआई पीओ प्रीलिम्स इंग्लिश लैंग्वेज मॉक टेस्ट के सभी प्रश्न महत्वपूर्ण हैं।  एसबीआई पीओ प्रारंभिक परीक्षा (अंग्रेजी भाषा) 2020 के लिए पूरा मॉक टेस्ट नीचे दिया गया है

 निर्देश (1 - 6): निम्नलिखित गद्यांश को पढ़ें और निम्नलिखित प्रश्नों के उत्तर दें:

 भारत के बैंकिंग क्षेत्र में पहली बार, भारतीय रिज़र्व बैंक विभेदित बैंकिंग लाइसेंस दे रहा है।  भारतीय रिज़र्व बैंक के स्वयं के प्रवेश द्वारा, 11-पेमेंट्स बैंकों को दिया गया सैद्धांतिक रूप से आगे, एक प्रयोग है - जो बैंकों को अनबैंक करने के प्रयासों की एक लंबी श्रृंखला में नवीनतम है। 

 वित्तीय समावेशन की दिशा में जुलाई 1969 में बैंकिंग कंपनियों (उपक्रमों के अधिग्रहण और हस्तांतरण) अध्यादेश, 1969 के माध्यम से 14 वाणिज्यिक बैंकों के राष्ट्रीयकरण के साथ धक्का शुरू हुआ। फिर 1980 में दूसरा दौर आया, जिसमें छह और वाणिज्यिक बैंक शामिल थे। 

 ग्रामीण क्षेत्रों में आर्थिक रूप से मुख्यधारा बनाने के उद्देश्य से, इंदिरा गांधी सरकार ने 1975 में एक अध्यादेश के माध्यम से क्षेत्रीय ग्रामीण बैंकों की स्थापना की।

 लेकिन 45 साल बाद भी, इन सभी प्रयासों को बैंकिंग कवरेज को वांछित सीमा और विस्तार तक कम सफलता मिली है:  भारत के 7 प्रतिशत गांवों में ग्रामीण या वाणिज्यिक बैंक की एक शाखा है।  नीति निर्माताओं को अब यह समझ में आ गया है कि बैंकिंग समावेशन बैंक के कई व्यवसायों में से एक नहीं हो सकता है: इसे मूल व्यवसाय होना चाहिए।

  लाइसेंस की शर्त जो रु।  1-लाख कैप जमा पर जो भुगतान बैंक ग्राहकों से प्राप्त कर सकते हैं वह बाजार को परिभाषित करता है जिसे वे लक्षित करेंगे - मुख्य रूप से अनबैंक आबादी।

  RBI को उम्मीद है कि कम आय वाले घरों के अलावा, प्रवासी मजदूरों और स्वरोजगार को लक्षित करने के लिए भुगतान बैंक, कम लागत वाले बचत खातों और प्रेषण सेवाओं की पेशकश कर सकते हैं ताकि जो लोग अब केवल नकद में लेनदेन करते हैं, वे औपचारिक बैंकिंग प्रणाली में अपना पहला कदम रख सकें।

अंतर्राष्ट्रीय अनुभव के आधार पर, मूल रूप से एक नागरिक के मोबाइल फोन को छीनकर बैंक शाखा में बदलने के इस नवाचार के सफल होने की अधिक संभावना है।  

पहल वोडाफोन के एम-पेसा के उस संस्करण के करीब ले जाती है जो केन्या में सफलतापूर्वक काम कर रहा है, जहां इस उत्पाद पर भुगतान 2014 में देश के सकल घरेलू उत्पाद का लगभग 30 प्रतिशत था। भारत में अब तक इसी तरह के उत्पाद अनिवार्य रूप से टाई-अप पर निर्भर मोबाइल एप्लिकेशन थे।  नकदी निकासी और ब्याज भुगतान करने के लिए बैंकों के साथ।

  लाइसेंस इन कंपनियों को अपने दम पर ऐसी सेवाएं प्रदान करने के लिए मुक्त करता है।  अधिक परिचालन लचीलापन उन्हें अधिक ग्राहकों में आकर्षित करने में सक्षम करेगा। 

 उनके संचालन अब अधिक लागत प्रभावी हो सकते हैं क्योंकि लाइसेंस धारक अपने आप में बैंक होंगे, भले ही व्यक्तियों को ऋण देने के प्रावधान के बिना।  यदि वे वास्तव में वित्तीय लेनदेन के लक्षित बाजार के रूप में सफल होने में सफल होते हैं, तो यह तकनीकी समाधान वास्तव में कैशलेस अर्थव्यवस्था को प्राप्त करने के लिए एक बड़ा कदम बन सकता है। 

 इसलिए, जबकि यह एक साहसिक कदम है, और यह रेखांकित करता है कि RBI कुछ भी है लेकिन रूढ़िवादी है, यह भी विडंबना है कि 1969 के राष्ट्रीयकरण के साथ शुरू हुए प्रयोगों का चक्र अब पूर्ण चक्र में आ गया है।  

वित्तीय समावेशन की जिम्मेदारी अब लगभग पूरी तरह से निजी क्षेत्र को सौंपी गई है।

1. According to the passage, the initiative taken by RBI for granting Differentiated Banking Licenses Policy is:

a) Allowing Licenses to Private Banks.

b) Allowing Licenses to Foreign Banks.

c) Giving green signal to open payment banks.

d) Allowing Licenses to Foreign Institutional Investors (FIIs).

e) None of the above

2. Which one of the following statements is not true according to the passage?

a) In 1969, 14 Commercial Banks were nationalized.

b) The ordinance for Banking Companies (Acquisition and Transfer of Undertakings) was introduced in 1969 to maintain the monopoly of government banks.

c) In 1975, regional rural banks were established.

d) In 1980, 6 more commercial Banks were nationalized.

e) None of the above

3. According to the passage, the target customers for the Payment Banks are:

a) High income households

b) Giant Corporates and Entrepreneurs

c) Migrant Labourers

d) Middle class income group

e) None of the above

4. What does the author mean by the term ‘unbanked population’ in the passage?

a) People who do not have enough income and have multiple bank accounts.

b) People who have multiple bank accounts with less savings.

c) People who do not have enough savings to open their bank accounts.

d) People who a bank account with sufficient income and savings.

e) None of the above

5. According to the passage, what other kind of similar products like payment banks were started in India?

a) Foreign banks tie-ups with nationalized banks.

b) Rural banks tie-ups with urban banks.

c) Online websites tie-ups with banks.

d) Mobile applications tie-ups with banks.

e) None of the above

6. Which of the following activity cannot be performed by a payment bank license-holder?

a) Allowing customers to make cash withdrawals.

b) Allowing customers to make interest payments.

c) Extending loans to customers without provision.

d) Allowing customers to open a bank account.

e) None of the above

Directions (7 - 8): The following questions have a word highlighted from the passage with four words following it. Choose the best word that matches the meaning of the highlighted word as your answer.

7. Ordinance

a) Veto

b) Anarchy

c) Authorization

d) Disorder

e) None of the above

8. Remittance

a) Penalty

b) Payment

c) Tax

d) Charge

e) None of the above

Directions (9 - 10): The following questions have a word highlighted from the passage with four words following it. Choose the best word that is opposite in meaning to the highlighted word as your answer.

9. Differentiated

a) Discriminated

b) Demarcated

c) Contrasted

d) Connected

e) None of the above

10. Albeit

a) Admit

b) Disregard

c) Accept

d) Nevertheless

e) None of the above

Parajumbles

Directions (11 - 15): Rearrange the following sentences (A), (B), (C), (D), (E) and (F) to make a meaningful paragraph and then answer the questions which follow.

(A) Prime Minister Narendra Modi admitted as much when he addressed the nation in Mann ki Baat on Sunday: “There are many rumors being spread about the Land Acquisition Bill. Farmers have been scared. We do not want that. We had issued an ordinance; I’ve decided that it comes to an end tomorrow. We are ready to amend the Land Acquisition Bill to benefit farmers, who have been misinformed, leading to fear in their minds.”

(B) While the Union government’s hand has been partly forced due to a technicality of parliamentary procedure, it is equally true that the groundswell of opposition had reached a point where it could not be ignored.

(C) Finally, better sense seems to have dawned on both the Central government and the Andhra Pradesh government as there is an apparent re-thinks on land acquisition.

(D) The Andhra Pradesh government was implementing a somewhat more normative but experimental Land Pooling Scheme (LPS) to acquire land for its new capital city.

(E) The Andhra Pradesh government, which recently switched gears towards the more aggressive land acquisition act for getting the last tranche of 3,000 acres of land for its new capital Amaravati, too has taken a U-turn.

(F) This is a welcome move.

11. Which of the following sentence should be the 6th (Last) after rearrangement?

a) A

b) C

c) D

d) E

e) B

12. Which of the following sentence should be the 4th after rearrangement?

a) A

b) F

c) B

d) C

e) D

13. Which of the following sentence should be the 3rd after rearrangement?

a) F

b) E

c) B

d) A

e) D

14. Which of the following sentence should be the 5th after rearrangement?

a) B

b) C

c) E

d) A

e) D

15. Which of the following sentence should be the 1st after rearrangement?

a) C

b) D

c) B

d) E

e) A

Fill in Blanks (in sentences)

Directions (16 - 20): Each question below has a blank indicating that something has been omitted. Choose the set of words for the blank which best fits the meaning of the sentence as a whole.

16. Neither the parties nor the government in power can erase the fact that the RTI Act is one of independent India’s greatest legislative attempts to bring in a measure of _____________ and _____________ in the functioning of the government.

a) Conspiracy, Accountability

b) Transparency, Accountability

c) Translucency, Liability

d) Transparency, Burden

e) None of the above

17. Regional rural banks may be less expensive, but are slow in ______________ technology and have high ______________ risks.

a) Neglecting, Systematic

b) Returning, Unsystematic

c) Adopting, Unsystematic

d) Adopting, Systematic

e) None of the above

18. Countries like the US and Russia, ________________ in the Cryogenic technology, refused to share the know-how with India, forcing us to develop it ______________.

a) Adventurer, Organically

b) Speculators, Naturally

c) Pioneers, Indigenously

d) Adventurer, Indigenously

e) None of the above

19. There should be modern storage facilities for _____________ commodities, rural infrastructure must be improved and _____________ reforms implemented in the agricultural marketing system.

a) Imperishable, Moderate

b) Perishable, Extrinsic

c) Imperishable, Secondary

d) Perishable, Radical

e) None of the above

20. There is a need to separate those who work ____________ for the uplift of the people and those who cheat for _____________ gain, a need to recognise that many of today’s god men are in fact devil men.

a) Meanly, Ordinary

b) Selflessly, Personal

c) Selfishly, Personal

d) Greedily, Special

e) None of the above

Fill in the Blanks (in Passages)

Directions (21 - 25): In the following passage, there are blanks each of which has been numbered. For each number some words are suggested below the passage, one of which fits the blank appropriately. Find the appropriate words.

India has a great future in __21__ technology. It has already launched several satellites for other countries and many scientific and educational institutions. India is also able to provide these services at a __22__ of the cost American and European Space Agency’s charge. It is no __23__ achievement that the American NASA has entered into collaboration with the ISRO for a major scientific experiment in 2020. India has enjoyed the benefit of some exceptionally brilliant scientists who headed space research programmes. However, there have been some __24__. For instance, in 2010, India’s experiment with cryogenic engine technology was a __25__. However, each failure only helped the scientists learn their mistakes and rightly move ahead.

21. Answer No. 21 blank of the passage:  

a) Amplitude

b) Distant

c) Space

d) Sphere

e) None of the above

22. Answer No. 22 blank of the passage:  

a) Whole

b) Slice

c) Cut

d) Fraction

e) None of the above

23. Answer No. 23 blank of the passage:  

a) Worth

b) Big

c) Mean

d) Extreme

e) None of the above

24. Answer No. 24 blank of the passage:  

a) Successes

b) Failures

c) Wins

d) Triumphs

e) None of the above

25. Answer No. 25 blank of the passage:  

a) Disaster

b) Miracle

c) Victory

d) Wonder

e) None of the above

Spotting the Errors

Directions (26 - 30): In each of the following questions there are four parts a, b, c and d, among which one part is erroneous. Find out which part of the sentence has an error and mark ‘e’ if no error is found. Ignore punctuation errors.

26. Despite of a good rainfall (a)/ this year, the production (b)/ of wheat in India (c)/ did not go up (d).

27. There is nothing that does (a)/ annoy me more than watching (b)/ other people sitting about (c)/ doing nothing when I am working (d).

28. Unless Ritu does not (a)/ show her identity proof (b)/ she will not be (c)/ awarded the pass certificate (d).

29. The audit committee has requested him (a)/ not to take any action (b)/ unless and until (c)/ he don’t see all the documents (d).

30. When she went out (a)/ she left the television on (b)/ so that her parents shall think (c)/ that she was still in the house (d).

Explanation With Answers

1. Answer: c)

Explanation: The in-principle go-ahead given to 11 ‘payments banks’ is, by the RBI’s own admission, an experiment — the latest in a long series of attempts to take banks to the unbanked.

2. Answer: b)

Explanation: In 1969, 14 Commercial Banks were nationalized through the Banking Companies (Acquisition and Transfer of Undertakings) Ordinance. Hence, option (b) is incorrect.

3. Answer: c)

Explanation: The licensing condition that puts a Rs. 1-lakh cap on deposits that payments banks can receive from customers defines the market they will target — primarily the unbanked population. The RBI expects payments banks to target migrant labourers and the self-employed, besides low-income households.

4. Answer: c)

Explanation: The unbanked population comprises of the people who do not have their own bank accounts.

5. Answer: d)

Explanation: The second paragraph clearly states that similar products in India so far were essentially mobile applications dependent on tie-ups with banks to make cash withdrawals and interest payments.

6. Answer: c)

Explanation: The second paragraph clearly states that companies offering payment bank services operations could now become more cost-effective as the license-holders will be banks in their own right, albeit without the provision to extend loans to individuals.

7. Answer: c)

Explanation: In the context of the passage, ‘Ordinance’ means an authoritative rule or law; and hence ‘Authorization’ is the appropriate synonym.

8. Answer: b)

Explanation: In the context of the passage, ‘Remittance’ means money paid in support of a bank customer and hence ‘Payment’ is the appropriate synonym.

9. Answer: d)

Explanation: In the context of the passage, ‘Differentiated’ means recognize or ascertain what makes someone or something different and hence ‘Connected’ is the appropriate antonym.

10. Answer: b)

Explanation: Albeit is a conjunction which is used while regarding something and hence ‘Disregard’ is the appropriate antonym.

Explanation (11 - 15): The proper sequence of sentences to make a meaningful paragraph will be ‘CBAFED’:

1) Finally, better sense seems to have dawned on both the Central government and the Andhra Pradesh government as there is an apparent re-thinks on land acquisition.

2) While the Union government’s hand has been partly forced due to a technicality of parliamentary procedure, it is equally true that the groundswell of opposition had reached a point where it could not be ignored.

3) Prime Minister Narendra Modi admitted as much when he addressed the nation in Mann ki Baat on Sunday: “There are many rumors being spread about the Land Acquisition Bill. Farmers have been scared. We do not want that. We had issued an ordinance; I’ve decided that it comes to an end tomorrow. We are ready to amend the Land Acquisition Bill to benefit farmers, who have been misinformed, leading to fear in their minds.”

4) This is a welcome move.

5) The Andhra Pradesh government, which recently switched gears towards the more aggressive land acquisition act for getting the last tranche of 3,000 acres of land for its new capital Amaravati, too has taken a U-turn.

6) The Andhra Pradesh government was implementing a somewhat more normative but experimental Land Pooling Scheme (LPS) to acquire land for its new capital city.

11. Answer: c)

12. Answer: b)

13. Answer: d)

14. Answer: c)

15. Answer: a)

16. Answer: b)

Explanation: As per the meaning of the sentence the words, ‘Transparency’ and ‘Accountability’, fit in the blanks.

17. Answer: d)

Explanation: As per the meaning of the sentence the words, ‘Adopting’ and ‘Systematic’, fit in the blanks.

18. Answer: c)

Explanation: As per the meaning of the sentence the words, ‘Pioneers’ and ‘Indigenously’, fit in the blanks.

19. Answer: d)

Explanation: As per the meaning of the sentence the words, ‘Perishable’ and ‘Radical’, fit in the blanks.

20. Answer: b)

Explanation: As per the meaning of the sentence the words, ‘Selflessly’ and ‘Personal’, fit in the blanks.

21. Answer: c)

Explanation: The appropriate word should be ‘space’ as per the meaning of the sentence.

22. Answer: d)

Explanation: The appropriate word should be ‘fraction’ as per the meaning of the sentence.

23. Answer: c)

Explanation: The appropriate word should be ‘mean’ as per the meaning of the sentence.

24. Answer: b)

Explanation: The appropriate word should be ‘failures’ as per the meaning of the sentence.

25. Answer: a)

Explanation: The appropriate word should be ‘disaster’ as per the meaning of the sentence.

26. Answer: a)

Explanation: Remove ‘of’ from the sentence.

27. Answer: c)

Explanation: Replace ‘about’ by ‘around’.

28. Answer: a)

Explanation: Replace ‘Unless’ by ‘if’.

29. Answer: d)

Explanation: Remove ‘don’t’ from the sentence.

30. Answer: e)

Explanation: There is no error in the sentence.